Free tool · UAE · Accounting
IFRS 9 ECL Calculator
Calculate expected credit loss provisions on trade receivables with the IFRS 9 simplified approach — an ageing-based provision matrix, journal entry and coverage ratio.
About this tool
- Jurisdiction
- 🇦🇪 UAE
- Currency
- AED
- Regulators
- FTA · DED · Free Zones · DIFC
- Cost
- Free · no sign-up
- Output
- On screen · Excel
Override individual rates below if you have firm-specific historical loss data.
Aging buckets
| Bucket | Exposure (AED) | Default rate % |
|---|---|---|
| Not yet due (current) | ||
| 1 – 30 days overdue | ||
| 31 – 60 days overdue | ||
| 61 – 90 days overdue | ||
| 91 – 180 days overdue | ||
| 181 – 365 days overdue | ||
| Over 365 days overdue | ||
| Total exposure | AED 0 |
Forward-looking adjustment for macro outlook (e.g., recession, FX exposure).
Previous period's ECL allowance. Movement is taken to P&L.
Estimates use published rates and fee schedules, which change regularly. They are general guidance — not tax, legal or accounting advice. Confirm figures with a qualified adviser before filing or deciding.
Have the firm handle ECL / IFRS 9.
The calculator gives you the figure. Our partners turn it into a filed return, a registration or a decision — accurately and on time.
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